Many consumers need Life Insurance to simply cover the costs of their funeral and burial. That's where Final Expense is appropriate. Final Expense coverage is Simplified Issue Whole Life insurance with small face amounts ($10-15 thousand) that is intended exclusively to cover funeral costs. Clients are not subject to medical exams or requests for medical records. Generally, they simply have to answer a series of "Yes" or "No" questions. Agents like Final Expense for its simplicity and ease of use.